13owl Services Sdn. Bhd.

FUSE is an insurtech platform that connects various insurance products from many insurance companies with multiple distribution means, channels, or partners. We deploy the latest cutting-edge technology to make insurance easy and affordable for anyone. Our platform support primarily 3 business models, namely Business-To-Agents/Brokers (B2A), Business-To-Customers (B2C), as well as Micro Insurance (B2B2C).

Our FUSE Pro App is tailor-made for B2A businesses. This App enables anyone to become an independent insurance consultant to act like an expert; to instantly curate the most suitable and best insurance products for their customers. Our B2B2C model supports digital small ticket-size insurance products, making insurance affordable for everyone.

FUSE is trusted by channel partners such as Tokopedia, Grab, and 30+ insurance companies, along with 100,000+ registered partners. FUSE currently generates more than 2.5 million insurance policies each month.

We have more than 400 teammates, with 24 branches across 4 countries, we strive to be the #1 insurtech platform in SEA and make insurance available for everyone in the region.